Unlocking Financial Opportunities Through
Mobile Innovation
Smart Mobile Money for Everyone
KontoMoney, the technology and financial innovation hub of Konto Financial Group Plc, aimed to empowering individuals, MSMEs, and cooperatives with fast, secure, and inclusive mobile-based financial services.
Our mission is to close the financial access gap by delivering seamless digital tools for payments, transfers, savings, credit, and microinsurance — all through your mobile device.
What we offer
Konto Money is building a trusted, regulated platform where users can:
Send and receive money instantly across Nigeria
Open mobile wallets for daily transactions
Pay bills and top up airtime/data with ease
Save securely with digital thrift and target-based savings
Access micro loans and microinsurance on demand
Transact through a growing network of agents and merchants
Our Core Mobile Money Solutions
Digital Wallet
Instant account creation via USSD or mobile app
Wallet-to-wallet, wallet-to-bank, and bank-to-wallet transfers
Linked to BVN and NIN for enhanced security
Mobile Lending
Micro-loans and nano-credit for first-time borrowers
AI-driven credit scoring and real-time disbursement
Automated repayments via wallet deductions
Bill Payments & Airtime
Seamless utility and TV subscriptions (PHCN, DSTV, GOtv, etc.)
Airtime and data top-up across all networks
Bulk payments for schools, NGOs, and cooperatives
Agent Banking Services
Nationwide network of field agents for deposits, withdrawals, and onboarding
Liquidity management tools and merchant POS terminals
