Konto Finance House

Flexible Finance. Real Impact. Tailored for You.

  • Konto Finance House Limited is the lending and structured finance subsidiary of Konto Financial Group Plc — built to power growth, unlock capital, and enable financial access for individuals, MSMEs, cooperatives, and institutions across Nigeria.
  • Whether you're an entrepreneur in need of working capital, a cooperative seeking asset finance, or a supplier executing a major contract — we're here to finance your vision.

What We Offer

Consumer & MSME Loans

  • Affordable, short-to-medium-term loans for working capital, equipment, business expansion, personal emergencies, education, rent, and more.

Micro and Small Business Loans

Personal Finance & Salary Advance

Inventory & Asset Acquisition

Cooperative Lending

Asset Finance

  • Acquire essential tools and equipment for your business with flexible repayment terms.

Finance Lease

  • Rent-to-own agreements for vehicles, ICT tools, and machinery.

Hire Purchase

  • Step-by-step ownership of business or personal assets.

Project Finance

  • Structured funding for private, cooperative, or public-private ventures that rely on project-generated cash flows.
  • Infrastructure and Industrial Projects
  • Agricultural and Value Chain Processing
  • PPPs and Local Government Development Projects

Trade & Supply Finance

  • Empowering vendors, contractors, and traders to fulfill orders and scale operations.

Local Purchase Order (LPO) Finance

Invoice Discounting & Receivables Finance

Import & Export Financing

Letters of Credit (via partner banks)

Fund Management

  • Grow and manage your capital with professionally structured investment services.
  • Fixed Term Deposits
  • Escrow & Custodial Services
  • Custom Investment Agreements
  • Cooperative and Association Funds

Debt Solutions & Securitization

  • Financial engineering that supports liquidity and structured debt management.

Debt Factoring

  • Instant liquidity from receivables

Debt Securitization

  • Packaging loan assets into investible instruments

Debt Restructuring

  • Term renegotiation for distressed clients

Financial Advisory & Syndication

  • Expert support for project planning, fundraising, and structured lending needs.
  • SME & Corporate Finance Advisory
  • Business Planning & Loan Packaging
  • Multi-party Loan Syndication with other finance partners

Who We Serve

  • Micro, Small & Medium Enterprises (MSMEs)
  • Self-employed Professionals
  • Artisan Groups & Cooperatives
  • Contractors, Vendors & Traders
  • Agribusinesses & Manufacturers
  • Public-Private Project Developers
  • NGOs & Development Program Beneficiaries

Why Konto Finance House?

  • Inclusive access to finance with simplified documentation
  • Competitive rates and flexible repayment terms
  • Dedicated account managers and advisory support
  • Digital applications and fast disbursement
  • Backed by strong governance and impact-driven mission

How to Apply

  • Financial engineering that supports liquidity and structured debt management.

1. Select a Service

  • Choose the product that fits your need.

2. Apply Online or Visit a Branch

  • Easy onboarding, even via USSD.

3. Get Reviewed

  • Our team will assess your request promptly.

4. Receive Disbursement

  • Funds sent directly to your account or vendors.

5. Grow Your Business with Confidence!

  • Easy onboarding, even via USSD.

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